A graduate of the University of Delaware with a B.S. in Marketing, minor in Economics, Phyllis began her career in pensions with Mutual Benefit Life in Newark, NJ, continuing with Baldwin & Clarke Pension Consultants in Bedford NH, before moving to Vermont in 1989. She has been with Pension Works and its predecessor, Benematrix for 26 years. She actively maintains the Qualified Pension Administrator (QPA) and Qualified 401(k) Administrator (QKA) designations from the American Society of Pension Professionals and Actuaries (ASPPA). With over 32 years of experience, Phyllis is well versed in all aspects of Qualified Retirement Plan design and administration.