Joe is a founding member and the President of Pension Works. A Senior Pension Analyst with over 37 years of experience, specializing in 401(k) and Employee Stock Ownership Plans. He began work in the industry of Qualified Plans in 1979 when employed by a Pension consulting firm in the Burlington area. Undergraduate studies include business, mathematics, accounting and computer sciences. He also holds a technical degree in telecommunications from the U.S. Army Signal Corps. Married to the love of his life, he has raised four children, has one grandchild and Max (the dog). He resides in Colchester Vermont. Joe enjoys golfing, skiing, hiking and traveling.